GEHA Rehab Coverage for Addiction and Mental Health Treatment
Government Employees Health Association (GEHA) is a self-insured, not-for-profit association providing health and dental plans to federal employees, retirees, and their families. As one of the largest benefit providers offering plans to federal employees, GEHA serves more than 2 million people worldwide.
GEHA is committed to supporting its members in maintaining their health and well-being. One of the ways it does this is by providing coverage for treatment. This coverage is part of GEHA’s comprehensive approach to healthcare, recognizing that mental health is just as important as physical health.
If you or a loved one is struggling with substance abuse, contact us at 772-774-3872 for treatment options covered by your GEHA insurance, or fill out our simple insurance form.
An Overview of GEHA Rehab Coverage
Whether you’re a federal employee, a retiree, or a family member, understanding your GEHA rehab coverage can help you maximize your benefits. Behavioral Health Centers is a Florida rehab that accepts GEHA insurance, where we offer treatment for addiction and mental disorders. If you’re a GEHA health plan member, there’s a good chance your insurance will cover at least part of the substance abuse treatment costs as you embark on your recovery journey.
Thanks to the combination of the Affordable Care Act (ACA) and the Mental Health Parity and Addiction Equity Act, substance abuse disorders are considered a category of mental disorders, and coverage for medically necessary treatment is an essential health benefit. Insurance companies must offer coverage for addiction treatment in some form, and GEHA plans are no exception. However, the specifics of that coverage can vary from one plan to the next: Some plans cover alcohol detox specifically, while others cover a broad range of substance abuse treatment and include detox and rehab.
GEHA requires participating facilities to meet specific standards of accreditation. Behavioral Health Centers meets these standards through the Joint Commission of Addiction Healthcare Organizations (JCAHO), so you can be sure qualified substance abuse experts are carrying out your care.
GEHA Coverage Levels and Plans
GEHA offers two primary plans for its members: the High Option and the Standard Option, with many specific plans available under each category. Both plans cover addiction and mental health treatments but differ in cost and coverage level. The amount of coverage can also be affected by other factors, such as the length of your stay in an addiction treatment facility.
High Option Plan:
The High Option plan provides the most comprehensive coverage. It covers various treatments and services, including inpatient and outpatient rehab, therapy sessions, and prescription medications. The copays and deductibles for this plan are generally lower, making it a great option if you require extensive treatment.
Standard Option Plan:
The Standard Option plan is more affordable regarding premiums but offers slightly less coverage than the High Option plan. It covers many treatments and services, but you might have to pay higher copays and deductibles. This plan could be a good fit if you’re seeking treatment but are also mindful of the cost.
It’s important to note that the specifics of what’s covered can vary depending on your plan and the treatment provider. Always check with GEHA and your treatment provider to understand what’s covered under your specific plan’s benefits.
Here, we’ll discuss the general kinds of care different GEHA plans can typically be expected to cover. Keep in mind that at Behavioral Health Centers, we’re committed to ensuring you can access our addiction treatment services affordably, and a dedicated caseworker can help you navigate the specifics of your GEHA plan and the available alternatives for handling out-of-pocket costs.
Our priority is for you to be able to get the help you need and focus on your recovery without being distracted by financial issues. You can easily verify your insurance coverage for behavioral health services by filling out our insurance verification form.